Let’s get you the best rate today that doesn’t bite you tomorrow.
– Kechanth Kannan, Your Expert Mortgage Guide
Latest Headlines
Oh yeah, we do it all.
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Purchase
Get expert guidance and competitive rates to make buying your dream home simple and stress-free.
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Re-Finance & Renewals
Secure the best terms when renewing your mortgage with tailored advice and trusted support.
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Real Estate Investing
Maximize your returns with smart mortgage solutions designed for real estate investors.
And there’s more!
If there’s a solution for your mortgage needs, we’ll find it.
Let me help you walk through the different types of mortgages.
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High-interest debt can make monthly payments overwhelming. By rolling that debt into your mortgage, you can lower your overall interest rate and simplify your payments. It’s a smart way to improve cash flow and regain financial control.
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Your home can help fund major life expenses. With a home equity loan or line of credit (HELOC), you can access the value you’ve built up to pay for renovations, education, or unexpected costs. It’s a flexible financing option with competitive rates.
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Being your own boss shouldn’t make homeownership harder. We work with lenders who understand non-traditional income and can offer flexible documentation options. Whether you’re incorporated or a sole proprietor, we’ll help you find the right fit.
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Every situation is unique, and we’re here to help with it all. From bad credit solutions and pre-approvals to reverse mortgages, bridge loans, and private lending—our team will guide you through the right option for your needs. Whatever the challenge, we have a strategy.
What To Expect During Your Free Consultation
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1. Quick and Easy Initial Meeting
Our first meeting will be quick; my main goal will be to understand the basics of your inquiry. It typically takes 5-10 minutes and can be done over the phone or in-person.
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2. Sorting and Preparing Your Docs
For any mortgage process, we’ll need to gather some paperwork from you, including but not limited to: ID, income verification, and other documents. Don’t worry, we’ll help you with this too.
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3. Finding the Best Fit and Submission
After analyzing your file, I’ll give you options that best fit you, and based on what you choose, I’ll submit your files to the applicable lender. This process can take a few days to 1-2 months.
FAQ
Frequently Asked Questions
If you can’t find the answer you’re looking for, check out all of our Frequently Asked Questions here →
What is your best rate?
The best rate depends on several factors, including your credit score, income, debt levels, and the type of mortgage you’re seeking (e.g. fixed or variable).
Mortgage rates also fluctuate based on market conditions and lender policies. As a mortgage agent, I work with multiple lenders to find the most competitive rate tailored to your specific financial situation. It’s important to note that the lowest rate isn’t always the best option, as terms, penalties, and flexibility also play a significant role in choosing the right mortgage.
Do mortgage agents cost money?
In most cases, mortgage agents do not cost you money directly.
We are typically compensated by the lender through a commission for bringing them your business. However, in some cases such as with private lenders or complex financing situations, we may be required to charge a fee, which we will always disclose upfront. It’s always a good idea to talk with us about the fee structure during your initial consultation.
My situation is unique, how do I know you can help me?
Every borrower’s situation is unique, and as a mortgage agent, I specialize in tailoring solutions to fit individual needs.
Whether you’re self-employed, have a less-than-perfect credit history, or are navigating a complex financial scenario, I work with a variety of lenders to find options that align with your circumstances. By taking the time to understand your goals and challenges, I can provide personalized advice and access to mortgage products designed for unique situations.
Moreover, my hours of work are flexible and you’re free to contact me anyway you like, by email, phone, text or webform.
Confused on what type of mortgage you need?
Overwhelmed by a thousand people offering you crazy rates?
Trust me, we’ve all been there. That’s why I’ve done the reading so you don’t have to.
Just give me a shout and in 5-10 minutes, I can catch you right up to speed.
The People have spoken!
Mr. Mortgage is a crowd favourite.
Say hello to one of Ontario’s fastest growing mortgage agents
I am, Kechanth Kannan, the
Mr. Mortgage
Mortgages. Soccer. Sales. That’s me in a nutshell.
With 3+ years in the real estate industry, I’ve seen more than enough to help you with our case but I’ve still got the fresh energy we need to get you the best out of your mortgage needs. Click below to learn more about your new favourite mortgage agent.
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