Terms of Service
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By accessing or using this website, you agree to comply with and be bound by the following terms and conditions (the “Terms of Service”). Please read them carefully. If you do not agree to these terms, please do not use this website.
1. Introduction
Mr. Mortgage is an online platform owned and operated by Kechanth Kannan, a mortgage agent with Affinity Mortgage Solutions under Dominion Lending Centres. The website provides educational content and resources related to mortgages, homeownership, and related financial matters for individuals based in Ontario, Canada.
2. Purpose and Use of the Website
The content provided on Mr. Mortgage, including articles, blogs, educational materials, and any other resources, is for informational and educational purposes only. The content is not intended to serve as legal, financial, or professional advice. The website does not offer mortgage lending services directly, but may provide referral links to licensed mortgage brokers, agents, or lenders.
3. No Financial or Legal Advice
While Mr. Mortgage strives to provide accurate and up-to-date information, the content on the website is not intended to replace professional advice. All information, including mortgage rates, market trends, homeownership tips, and financial planning resources, is general in nature and may not apply to your individual situation. We recommend that you consult with a licensed financial advisor, mortgage broker, or legal professional before making any financial decisions or entering into any contracts.
4. User Responsibilities
As a user of this website, you agree to:
• Provide accurate and complete information when requested (such as when completing forms or contacting us for mortgage-related inquiries).
• Use the website for lawful purposes only and not engage in any conduct that could damage, disable, or impair the website.
• Refrain from using the website in any way that could harm or exploit any individual or organization.
• Be responsible for keeping your account details secure and private if you create an account or subscribe to any services.
5. Content Accuracy
Mr. Mortgage takes reasonable steps to ensure the accuracy of the content on this website. However, we do not guarantee that the content is complete, accurate, or free of errors. Content, including rates, statistics, and other information, is subject to change without notice.
6. Third-Party Links and Services
The website may contain links to third-party websites or services. These links are provided solely for your convenience. Mr. Mortgage does not endorse or control these external sites and is not responsible for their content, services, or products. When you visit any third-party websites, you do so at your own risk and are subject to the terms and conditions of those websites.
7. Privacy and Data Collection
Your privacy is important to us. Please review our Privacy Policy [insert link] to understand how we collect, use, and protect your personal information. By using this website, you consent to the practices described in the Privacy Policy.
8. Limitation of Liability
To the maximum extent permitted by applicable law, Mr. Mortgage and its affiliates, agents, employees, and licensors shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of, or the inability to use, this website, its content, or any third-party links or services. This includes, but is not limited to, damages for loss of data, profits, or other intangible losses, even if we have been advised of the possibility of such damages.
9. Indemnification
You agree to indemnify, defend, and hold harmless Mr. Mortgage, its affiliates, employees, agents, and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including attorneys’ fees) arising from your use of this website, your violation of these Terms of Service, or your infringement of any third-party rights.
10. Changes to the Terms of Service
Mr. Mortgage reserves the right to modify, amend, or update these Terms of Service at any time. All changes will be posted on this page with an updated “Effective Date.” Your continued use of the website after such changes are made constitutes your acceptance of the updated terms.
11. Termination
Mr. Mortgage may suspend or terminate your access to the website at any time, without notice, for any reason, including but not limited to, violations of these Terms of Service. Upon termination, you must immediately stop using the website and destroy any materials downloaded from the website.
12. Governing Law
These Terms of Service and any disputes arising from your use of this website will be governed by and construed in accordance with the laws of the Province of Ontario, Canada, without regard to its conflict of laws principles.
13. Disclaimer of Warranties
The website is provided “as is” without warranties of any kind, either express or implied. Mr. Mortgage makes no representations or warranties regarding the accuracy, reliability, or completeness of the content on the website. By using this website, you acknowledge that your use of the website is at your sole risk.
14. Contact Information
If you have any questions or concerns about these Terms of Service, please feel free to contact us at:
Kechanth Kannan
Mr. Mortgage
Email: kkmrmortgage@gmail.com
Phone: +1 (647) 554-2718
Disclaimer:
The information provided on this website is for educational and informational purposes only and should not be construed as legal, financial, or mortgage advice. Mr. Mortgage and its affiliates do not provide professional financial or legal services. Please consult with a licensed mortgage broker, financial advisor, or attorney for advice specific to your situation.