Privacy Policy
To view our Terms of Service, please click here.
At Mr. Mortgage, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, and protect your personal information when you visit and use our website. By using the Mr. Mortgage website, you agree to the collection and use of your data as described in this policy.
1. Information We Collect
We collect several types of information to provide and improve our services:
a. Personal Information:
When you contact us, subscribe to our services, or request a consultation, we may collect personal information, including but not limited to:
• Name
• Email address
• Phone number
• Mailing address
• Employment and financial details (if relevant to your mortgage inquiries)
b. Non-Personal Information:
We may collect non-personal information to help us improve the website and services, such as:
• Browser type
• IP address
• Pages visited
• Time spent on the website
• Device type
• Referring website
c. Cookies and Tracking Technologies:
Our website may use cookies, web beacons, and similar tracking technologies to enhance the user experience. Cookies are small files stored on your device that allow us to recognize you and provide a personalized experience. You can adjust your browser settings to refuse cookies or alert you when a cookie is being sent.
2. How We Use Your Information
We use the information we collect for various purposes, including:
• To provide mortgage-related content, resources, and advice
• To process inquiries, applications, and consultations
• To send you educational materials, updates, and promotional offers (only if you have consented to receive such communications)
• To improve the functionality and user experience of our website
• To respond to your questions and provide customer support
• To comply with legal obligations, prevent fraud, and enforce our Terms of Service
3. Sharing Your Information
We do not sell, trade, or rent your personal information to third parties. However, we may share your personal information in the following instances:
• With Service Providers: We may share your information with trusted third-party vendors, such as mortgage brokers, lenders, and other service providers who assist in the provision of mortgage services and related functions. These third parties are obligated to use your data only for the purposes for which it is shared and are prohibited from using it for their own marketing purposes.
• Legal Compliance: We may disclose your personal information if required to do so by law or if we believe such action is necessary to comply with legal obligations, protect our rights, or defend against legal claims.
4. User Consent
By submitting personal information to us through our website, you consent to the collection and use of your data as outlined in this Privacy Policy. We will not use or share your personal information beyond what is necessary to provide the services you have requested, unless you have given explicit consent to use it for other purposes (e.g., receiving marketing communications).
5. Data Security
We take reasonable precautions to protect your personal information. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your data. We employ industry-standard security measures to safeguard your data, but please understand that any information you provide is at your own risk.
6. Accessing and Updating Your Information
You have the right to access, update, or correct your personal information held by us. If you wish to review or make changes to your data, please contact us at the contact information provided below.
7. Retention of Information
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law. When we no longer need your personal data, we will securely delete or anonymize it.
8. Third-Party Links
Our website may contain links to external websites operated by third parties. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any external sites before providing them with personal information.
9. Children’s Privacy
Our website is not intended for use by children under the age of 18. We do not knowingly collect or solicit personal information from children. If we become aware that we have inadvertently collected information from a child, we will take steps to delete such information as quickly as possible.
10. Compliance with PIPEDA and Relevant Privacy Laws
Mr. Mortgage is committed to ensuring compliance with PIPEDA (Personal Information Protection and Electronic Documents Act), Ontario’s Freedom of Information and Protection of Privacy Act (FIPPA), and any other applicable privacy legislation relevant to mortgage agents and financial services in Ontario.
PIPEDA governs how we collect, use, and disclose personal information in the course of our business. As a mortgage service provider, we adhere to these principles to ensure the confidentiality, integrity, and security of your personal data. This includes ensuring that any personal information we collect is used solely for the purposes outlined in this Privacy Policy, and that you have control over your data, including rights to access, update, and withdraw consent when necessary.
We are committed to providing you with transparency, protecting your privacy, and responding to any concerns you may have about how we handle your personal information.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with an updated “Effective Date.” We encourage you to periodically review this page for the latest information on our privacy practices.
12. Contact Us
If you have any questions or concerns about this Privacy Policy, or if you wish to access, update, or delete your personal information, please contact us at:
Kechanth Kannan
Mr. Mortgage
Email: kkmrmortgage@gmail.com
Phone: +1 (647) 554-2718
Disclaimer:
The information provided on this website is for educational and informational purposes only and should not be construed as legal, financial, or mortgage advice. Please consult with a licensed mortgage broker, financial advisor, or attorney for advice specific to your situation.