The Mr. Mortgage Blog

The Latest Mortgage Headlines Explained…

Specific Mortgage Concepts That Are Essential To Know…

Predictions & Analyses on the Market…

Community, Wellness, Promos, and more…

News Highlights

Blog

Jul 7, 2025

More Canadians Are Retiring with Mortgage Debt — Here’s What That Means for You

Jul 7, 2025

Jun 2, 2025

Pandemic Cottage Boom Turns into a Bust: Here’s What It Means for You

Jun 2, 2025

May 5, 2025

Why More Canadians Are Selling Their U.S. Vacation Homes Right Now

May 5, 2025

Apr 8, 2025

Why BMO’s New Mortgage Rules Matter — Especially If You’re Self-Employed

Apr 8, 2025

Dec 4, 2024

Will Trump’s Policies Keep Mortgage Rates High in 2025? Here’s What You Need to Know

Dec 4, 2024

Nov 29, 2024

GST Holiday and $250 Cheque: What They Mean for You and Your Mortgage

Nov 29, 2024

Nov 25, 2024

OSFI Eases Mortgage Stress Test Rules: A Win for Some Borrowers

Nov 25, 2024

Key Concepts

Blog

Jun 16, 2025

What Are Trigger Rates—and Should You Be Worried About Them in 2025?

Jun 16, 2025

May 19, 2025

Collateral Charge vs. Standard Charge Mortgages: What’s the Difference (and Why It Matters)

May 19, 2025

Apr 22, 2025

Understanding Gifted Down Payments and the Deed of Gift in Ontario

Apr 22, 2025

Nov 25, 2024

IRD: What To Know About These Common Penalties

Nov 25, 2024

Market Analysis

Blog

Jul 14, 2025

It’s Still a Buyer’s Market in Canada — But Don’t Wait Too Long

Jul 14, 2025

Jun 9, 2025

Mortgage Rates Gearing to Climb Again in 2025 — & What To Do About It

Jun 9, 2025

May 12, 2025

What’s Going On With Non-Bank Lenders? Here’s What You Need to Know

May 12, 2025

Apr 13, 2025

How the Global Tariff War Could Impact Ontario’s Mortgage Market

Apr 13, 2025

Nov 25, 2024

CREA Forecast: Home Sales Set to Rebound in 2025 – What It Means for You

Nov 25, 2024

Community & More

Blog

Jun 23, 2025

Giving Back: Mr. Mortgage Proudly Sponsors “Diapers for a Difference” Charity Event

Jun 23, 2025

May 26, 2025

Proudly Supporting Seawaves Soccer Academy – Building the Future, One Goal at a Time ⚽

May 26, 2025

Apr 28, 2025

Introducing: Real Estate Ties — A Podcast by Mr. Mortgage and Properties with Peter

Apr 28, 2025

Nov 25, 2024

How Being Active in Your Community Can Help You Reach Your Homeownership Goals

Nov 25, 2024

All Blog Posts

Tashfin Awal 2025-06-16 Tashfin Awal 2025-06-16

What Are Trigger Rates—and Should You Be Worried About Them in 2025?

Tashfin Awal 2025-05-19 Tashfin Awal 2025-05-19

Collateral Charge vs. Standard Charge Mortgages: What’s the Difference (and Why It Matters)

Tashfin Awal 2025-04-22 Tashfin Awal 2025-04-22

Understanding Gifted Down Payments and the Deed of Gift in Ontario

Tashfin Awal 2024-11-25 Tashfin Awal 2024-11-25

IRD: What To Know About These Common Penalties